Articles for Our Clients

Welcome to Pacific Advisors

This site is designed with you in mind and contains articles in five categories related to wealth.

Protection

The articles in the Protection section of our library are to help you anticipate these issues, evolving your financial strategies to keep up with your life. So you have the strong foundation you need to continue moving forward.

Assets

The articles in the Assets section of our library are to help you orient, think, and care for your assets to further your financial strategies. The assets you have, and the assets you accumulate are the opportunity for Lasting Situations of Wealth™.

Liabilities 

The articles in the Liabilities section of our library are to help you orient, think, and care for your liabilities that will ultimately affect your financial net-worth. Opportunities are created by some liabilities, obligations come with all liabilities, and threats can emerge with others. Learn how to recognize the differences to further your financial strategy.

Cash Flow

Each decision you make brings new goals and new financial challenges on your cash flow position. The articles in the Cash Flow section of our library are to help you anticipate these issues, evolving your financial strategies to keep up with your life. So you have the strong foundation you need to continue moving forward.

Philosophy

We provide this selection of articles to help you refine your own financial and lifestyle philosophy

September 11, 2014
Isaiah Austin is now 20 years old; he is over seven feet tall, and athletic. As an elite college basketball player at Baylor University, Austin expected to be selected in the National Basketball Association’s June 2014 draft, an event that would quite likely lead to a multi-million dollar contract to play professionally. However, a genetic test in a physical examination just days before the draft...
July 7, 2014
Natalie Schafer was an American actress who regularly appeared in movies from the 1930s on, but is probably best known for her role as Mrs. Howell (“Lovey”) in the 1960s sitcom Gilligan's Island. Born in 1900, Schafer was married once, from 1934 to 1942, and had no children. Prudent investments, particularly in real estate, made Schafer a multi-millionaire. Dawn Wells was also on Gilligan's...
September 10, 2014
It’s interesting to consider how and why conventional wisdom stops being conventional. There’s not a clock that expires, telling everyone “your time is up,” or a formal announcement that declares a new idea has been installed as the accepted truth. Usually, “old” conventional wisdom just slowly fades away, losing adherents one by one, until one day someone says “Well, who believes that anymore?”...
July 7, 2014
"Two are better than one, because they have a good return for their labor."-Ecclesiastes 4:9 Economic inequality, defined as the difference in the distribution of personal income and economic assets within a social group, is a hot topic for sociologists, economists and politicians. Some see a relatively high degree of income inequality in the United States, and many believe the inequality is...
August 7, 2014
Much of the information put forward by the financial media is about accumulation – making more money, building a bigger retirement account, acquiring more assets. But it is interesting to consider that the value of having more only becomes real when we spend, consume, use up or give away our accumulated wealth. So while you’re diligently amassing your fortune, you might also want to think about...
June 18, 2014
The Gold Riddle Since about 2010, renowned investment manager Warren Buffett has been telling a “Pile A - Pile B” story to explain his opinion on gold. Because market conditions affect the numbers, each retelling of this anecdote has featured slightly different values, but the basics are the same. Here’s a synthesized version, drawn from columns published over the past four years. Pile A and Pile...
July 7, 2014
New York Yankee baseball player Reggie Jackson was known as Mr. October for his clutch performances in the World Series.  Hall of Fame center Gordie Howe had the title Mr. Hockey. If he wanted a similar title, Ed Slott could be Mr. IRA. Slott, a CPA from Rockville Center, New York, is the author of The Retirement Savings Time Bomb...and How to Defuse It. As an “IRA consultant,” his expert...
June 16, 2014
An article from the April 8, 2014, Wall Street Journal detailed treatment advances for people paralyzed by spinal-cord injuries. Conventional medical wisdom holds that improvement or restoration of nervous function usually ends by two years after the initial injury. But these new therapies allowed two patients with complete paraplegia to wiggle their toes, flex their legs, and stand independently...
July 7, 2014
“You’ve heard of ‘boomerang kids”? You try to throw them out, but they come right back.” If you’re a parent of a 20-something, that one-liner might strike you as funny, and possibly true. By many accounts, children are taking longer to become adults; they can drive, vote and drink, but they’re still not “grown up.” Call it delayed-onset adulthood. Traditionally, sociologists used five milestones...
June 13, 2014
A “living” balance sheet is one that gives relevant real-time feedback, keeps you focused financially, and frees you to enjoy the passions and pleasures in your life. An Internet search for “personal finance software” shows there’s no shortage of technology available to help you establish financial order. Just about every program will aggregate your data, balance your checkbook, communicate with...